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Investigation OpenTX AG filing · February 24, 2026

Figure Tech Solutions Data Breach Reported in Texas: Know Your Rights

Figure Technology Solutions, on behalf of its affiliates, recently reported a data security incident impacting personal information. This event, first discovered in January 2026, could affect individuals associated with Figure Lending, Figure Markets Credit, and Figure Payments. If you've received a notification, understanding your options for potential recovery is important.

This breach is real, not a scam. Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. officially reported it to the TX Attorney General on February 24, 2026.

Reviewed by David S. Harris, Esq., data breach and class action attorney (Florida Bar No. 0112739). Free consultation: 786-306-7278

Received a Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. notification letter? Find out in minutes if you qualify for compensation.

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State
TX
Breach date
January 28, 2026
Reported
February 24, 2026

Figure Technology Solutions, Inc., encompassing Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation, has disclosed a data security incident. The company reported this breach on February 24, 2026, stemming from an incident that occurred on January 28, 2026. This event may have exposed personal information belonging to individuals.

While Figure Technology Solutions is currently investigating the full scope of this incident, it's crucial for anyone who received a notification letter to understand the potential implications. When your personal information is compromised, it can lead to various risks, including identity theft and financial fraud. Acting proactively is an important step.

If your data was involved in this breach, monitoring your financial accounts and credit reports for any suspicious activity is a wise precaution. Remain vigilant against unexpected emails, calls, or texts, as bad actors may attempt to use exposed information for phishing scams. Consider placing a fraud alert on your credit file for an added layer of security.

For those impacted by the Figure Technology Solutions data breach, particularly individuals in Texas, there may be an opportunity to seek compensation. Data breach lawsuits aim to hold companies accountable for failing to protect sensitive customer information. Affected individuals could be entitled to financial recovery for damages incurred.

Determining the value of a data breach claim can be complex, as amounts vary widely based on individual circumstances and the specifics of the incident. However, you don't have to navigate this process alone. Many firms offer free case reviews, allowing you to explore your potential claim without any upfront cost.

If you received a data breach notification from Figure Technology Solutions, it's worth investigating your eligibility for compensation. Speaking with an attorney who specializes in data breach litigation can help you understand your rights and potential next steps, with no fee unless you recover.

What to do if you were affected

These general steps can help limit the risk of identity theft and fraud after any data breach.

  • Stay alert to targeted scams

    Be cautious of calls, texts, or emails that reference this breach. Legitimate organizations won't ask you to confirm sensitive details through an unsolicited message.

  • Keep your notification letter

    Save the notice you received. It documents that your information was involved and is often needed to enroll in any credit monitoring offered or to join a related legal claim.

Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach settlement, compensation and claim questions

How much could a Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach settlement or claim be worth?
There is no set amount, and no Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. settlement is confirmed here. In past data breach settlements, payments depended on what data was exposed and on documented losses — fraud, out-of-pocket costs and time spent dealing with the breach. Keep receipts and records; they're what damages claims are built on.
Is there a Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach class action lawsuit?
Law firms often open an investigation after a breach notice like this one, and a class action lawsuit may follow. This page doesn't confirm that a lawsuit has been filed against Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation.. You usually don't have to join a class action to be included — if a settlement is reached, class members are notified and can file a claim.
Can I sue Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. over the data breach?
It depends on what was exposed, the law in TX and your own state, and whether you've been harmed. Most people take part through a class action rather than suing alone. Keep your notification letter — it's the proof that connects you to the breach.
Did Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. offer free credit monitoring?
Check your letter from Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation.. If free credit or identity monitoring is offered, the enrollment code and deadline are printed in the notice itself. Enrolling does not give up your right to bring a claim.
Is the Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach letter legit or a scam?
A notice from Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. in the mail matches the breach Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. reported to the TX Attorney General on February 24, 2026. Check that the company name and dates in your letter match that filing. A real notice of data security incident won't ask for your password, Social Security number or a payment — if it does, contact Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. through a phone number or website you find yourself.
Do I need a Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach lawyer or attorney?
A data breach lawyer can tell you whether your situation supports a claim and what it may be worth. A review here is free, and law firms usually take these cases on contingency, so there is no upfront cost.
Where can I see the official Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. breach notice?
Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation.'s report is published by the TX Attorney General: https://oag.my.site.com/datasecuritybreachreport/apex/DataSecurityReportsPage#BR-0004856 Compare it with the letter you received to confirm the dates and details match.
What should I do after getting the Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach notice?
Keep the letter and the envelope, and note the date it arrived. Freeze your credit with Equifax, Experian and TransUnion, change any passwords the notice mentions, and sign up for any free credit monitoring the letter offers. Then check whether you may have a claim.

Source: TX Attorney General filing

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