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Investigation OpenOR AG filing · December 9, 2025

Prosper Marketplace Data Breach: What Oregon Victims Should Do

Prosper Marketplace recently reported a data breach impacting individuals in Oregon. If you received a notification letter, your personal information may have been compromised, and you might be eligible to explore your options for compensation. Understanding your rights and potential next steps is crucial.

This breach is real, not a scam. Prosper Marketplace, Inc. officially reported it to the OR Attorney General on December 9, 2025.

Reviewed by David S. Harris, Esq., data breach and class action attorney (Florida Bar No. 0112739). Free consultation: 786-306-7278

Received a Prosper Marketplace, Inc. notification letter? Find out in minutes if you qualify for compensation.

Free case review
State
OR
Breach date
April 29, 2025
Reported
December 9, 2025

Prosper Marketplace, Inc. reported a data breach on December 9, 2025, after discovering an incident that occurred on April 29, 2025. This notification impacts individuals, particularly those in Oregon, who may have had their personal information exposed. The company has stated the incident is currently under investigation.

While the specific categories of information involved have not been detailed, data breaches typically put affected individuals at risk. If you received a notification from Prosper Marketplace, it means your personal information was part of the compromised data. This exposure can potentially lead to various forms of identity theft or fraud, making it important to understand your situation.

If you received a data breach notification letter from Prosper Marketplace, review it carefully for any specific instructions they provided. Consider placing a fraud alert on your credit files and monitoring your financial accounts and credit reports for suspicious activity. These steps can help protect you from potential misuse of your exposed personal information.

Many individuals affected by data breaches don't realize they might be entitled to compensation for the risks and inconvenience caused. A data breach could lead to out-of-pocket expenses, wasted time, and emotional distress. You may have legal options available to seek recovery for these damages.

If you received a notification letter, you can have your case evaluated by experienced attorneys who can help you understand your legal rights and potential claims. This consultation is typically free and comes with no obligation. Pursuing a claim often involves no upfront fees, as attorneys are only paid if they successfully recover funds on your behalf. This is attorney advertising and does not guarantee results.

What to do if you were affected

These general steps can help limit the risk of identity theft and fraud after any data breach.

  • Stay alert to targeted scams

    Be cautious of calls, texts, or emails that reference this breach. Legitimate organizations won't ask you to confirm sensitive details through an unsolicited message.

  • Keep your notification letter

    Save the notice you received. It documents that your information was involved and is often needed to enroll in any credit monitoring offered or to join a related legal claim.

Prosper Marketplace, Inc. data breach settlement, compensation and claim questions

How much could a Prosper Marketplace, Inc. data breach settlement or claim be worth?
There is no set amount, and no Prosper Marketplace, Inc. settlement is confirmed here. In past data breach settlements, payments depended on what data was exposed and on documented losses — fraud, out-of-pocket costs and time spent dealing with the breach. Keep receipts and records; they're what damages claims are built on.
Is there a Prosper Marketplace, Inc. data breach class action lawsuit?
Law firms often open an investigation after a breach notice like this one, and a class action lawsuit may follow. This page doesn't confirm that a lawsuit has been filed against Prosper Marketplace, Inc.. You usually don't have to join a class action to be included — if a settlement is reached, class members are notified and can file a claim.
Can I sue Prosper Marketplace, Inc. over the data breach?
It depends on what was exposed, the law in OR and your own state, and whether you've been harmed. Most people take part through a class action rather than suing alone. Keep your notification letter — it's the proof that connects you to the breach.
Did Prosper Marketplace, Inc. offer free credit monitoring?
Any free monitoring Prosper Marketplace, Inc. is offering will be described in the notice you received, along with an activation code and a sign-up deadline. Enrolling does not give up your right to bring a claim.
Is the Prosper Marketplace, Inc. data breach letter legit or a scam?
A notice from Prosper Marketplace, Inc. in the mail matches the breach Prosper Marketplace, Inc. reported to the OR Attorney General on December 9, 2025. Check that the company name and dates in your letter match that filing. A real notice of data security incident won't ask for your password, Social Security number or a payment — if it does, contact Prosper Marketplace, Inc. through a phone number or website you find yourself.
Do I need a Prosper Marketplace, Inc. data breach lawyer or attorney?
A data breach lawyer can tell you whether your situation supports a claim and what it may be worth. A review here is free, and law firms usually take these cases on contingency, so there is no upfront cost.
Where can I see the official Prosper Marketplace, Inc. breach notice?
Prosper Marketplace, Inc.'s report is published by the OR Attorney General: https://justice.oregon.gov/consumer/databreach/#Prosper%20Marketplace%2C%20Inc.-2025-12-09 Compare it with the letter you received to confirm the dates and details match.
What should I do after getting the Prosper Marketplace, Inc. data breach notice?
Keep the letter and the envelope, and note the date it arrived. Freeze your credit with Equifax, Experian and TransUnion, change any passwords the notice mentions, and sign up for any free credit monitoring the letter offers. Then check whether you may have a claim.

Source: OR Attorney General filing

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